Oragne Circle

Good Money stores offer safe and affordable financial services for people on low incomes in Victoria and South Australia.

We offer this support through:

  • No Interest Loan Scheme (NILS)
    Loans of between $300 – $1,200 for essential goods and services such as fridges, washing machines or education expenses
  • StepUP Loans
    Low interest loans of between $800 – $3,000 with no fees and affordable repayment periods
  • AddsUP
    A matched savings plan of up to $500 offered to people who have successfully repaid a NILS or StepUP loan
  • Referrals to other services
    Such as financial counselling which provides information and support to assist people in financial difficulty

For a confidential discussion, contact your local store.

StepUp Logo
Adds Up Logo

How we help

NILS and StepUP loans can be used for:


  • Household Goods

    Household goods

    Purchase a new washing machine or any other kind of household appliance that you need, such as a fridge or computer.

  • Cars and Car Repairs

    Cars and car repairs

    Buy a second-hand car, or to pay for repairs when money’s tight.

  • Education Expenses

    Education expenses

    Cover the costs of school or TAFE fees, laptops, books or other things you need to make a success of studying.

  • Medical Expenses

    Medical expenses

    Pay for the things you need to stay healthy, including visits to the doctor or dentist, even new glasses.

Having a car has changed everything, I tell everyone I know about StepUP loans. - Shahla, Good Money client
Shahla, Good Money client

How does it work?

  • 1. Enquire Enquire

    Enquire about a loan by either dropping in, calling your nearest store, or filling out our online enquiry form.

  • 2. Interview Interview

    Supply your paperwork to your local store at a face-to-face meeting.

  • 3. Assessment Assessment

    Your loan application is assessed.

  • 4. Outcome Outcome

    You are informed of the outcome of your loan application and agree to repayment terms.


  • Marker Geelong

    104 Moorabool Street, Geelong, Victoria, 3220
    (Opposite Market Square)

    P: 03 5223 8000

    Monday – Friday
    9:30am – 4:30pm

  • Marker Collingwood

    340 Smith St, Collingwood, Victoria, 3066
    (Cnr Johnston St)

    P: 03 9230 6600

    Monday – Friday
    9:30am – 4:30pm

  • Marker Dandenong

    250 Lonsdale St, Dandenong, Victoria, 3175
    (Near Dandenong Arcade)

    P: 03 8788 7300

    Monday – Friday
    9:30am – 4:30pm

  • Marker Salisbury

    58 John Street, Salisbury, South Australia, 5108

    P: 08 8406 8800

    Monday – Friday
    9:30am – 4:30pm

Barbara, Good Money client
It puts you on a par with everyone else and gives you access to fair and affordable finance. - Barbara, Good Money client