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  • About Good Money
  • Good Money Services
  • Am I eligible?
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What is Good Money?

Our Good Money Stores support people to make responsible and sustainable financial decisions.

At Good Money we offer financial support via our network of financial capability workers and counsellors and access to our range of No Interest Loans (NILs).

We offer No Interest Loans for essential goods and services up to $2000, or up to $3000 for people impacted by a Natural Disaster, or bond or rent-in-advance for new rentals.

NILs is a smart budgeting solution to help you pay for life’s essentials.  You pay back only what you borrow.  No Fees.  No Interest. Ever.

We have stores in Queensland, Victoria, and South Australia.

If you live outside these states we can still support you.  CLICK HERE to find your nearest No Interest Loans community provider.

You can apply by:

  • Visiting us in person, or
  • If you live in Victoria you can now complete our self-service online application form

Note:  Our NILs for Vehicle program is experiencing higher than expected demand and is temporarily closed to new enquiries. If you have an existing NILs for Vehicle loan and require assistance, please contact your local provider that originally assisted you with the loan.

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What's available at Good Money?

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No Interest Loans (NILs) for essentials. Borrow up to $2,000 for essential items including household appliances; furniture; laptops; car rego and repairs; medical, dental and vet expenses; and other essential goods and services
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We can refer you to other services such as: Financial Counselling (to sort out debt), Legal Aid and Centrelink.

Am I eligible?

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Earn less than $70,000 gross annual income as a single or $100,000 gross annual income as a couple or person with dependants OR
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You have a Health Care Card / Pension Card
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Have experienced family or domestic violence in the last 10 years
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You can show that you have the capacity to repay the loan
No Interest Loans

Start your loan application today

We can help you today! Contact us.

Good Money can support residents of Victoria, Queensland and South Australia. If you live near one of our store locations in Victoria, Queensland or South Australia pop in and see us!
Good Shepherd Contact

Collingwood

340 Smith Street
Collingwood VIC 3066

Open 9.30-4.30, Mon to Fri

Phone1300 770 550

Email

 

Good Shepherd Contact

Geelong

104 Moorabool Street
Geelong VIC 3220

Open 9.30-4.30, Mon to Fri

Ph1300 770 550
Email

Good Shepherd Contact

Morwell

10 Tarwin St
Morwell VIC 3840

Open 9.30-4.30, Mon to Fri*

Ph1300 770 550
Email

Good Shepherd Contact

Dandenong

250 Lonsdale Street
Dandenong VIC 3175

Open 9.30-4.30, Mon to Fri

Ph1300 770 550
Email

Good Shepherd Contact

Salisbury

58 John Street
Salisbury SA 5108

Open 9.30-4.30, Mon to Fri

Ph1300 770 550
Email

Good Shepherd Contact

Southport

16 Nerang Street
Southport QLD 4215

Open 10.00-3.00, Mon to Fri

Ph: 1300 770 550
Email

Good Shepherd Contact

Cairns

157 Mulgrave Rd
Cairns QLD 4870

Open 10.00-3.00, Mon to Fri

Ph: 1300 770 550
Email

What our Clients are saying

Scott

Scott

Good Money Client

This loan means that those dreams are one step closer to becoming a reality – I can’t wait to have a job and a career doing something I really love

Janine

Janine

Good Money Client

I’ve recommended NILS and Good Money to a lot of people. I find people don’t know about it, but it really is a much better option than anything else you can find

Useful Resources

Good Shepherd Contact

Women and Payday Lending report

Read our latest report about women and payday lending

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Our Publications

View our latest resources and publications

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Policy and Advocacy

View our latest policy and advocacy work

Other services you may be interested in

No Interest Loans (NILs)

No Interest Loans (NILs)

Borrow up to $2000 for:
  • Household items (fridge, washing machine, furniture + more)
  • Education fees & equipment
  • Laptops & technology
  • Car repairs & registration
  • Medical & dental costs
Borrow up to $3,000 for:
  • Bond & rent in advance
  • Rates
  • If you have been impacted by a natural disaster
Find out if your eligible and start your NILs application by contacting  Good Shepherd on 13 64 57 or CLICK HERE to find a provider in your region.
Household Relief & StepUP Loans

Household Relief & StepUP Loans

Our Household Relief & StepUP products are now no longer available. If you are an existing loan recipient, you can still get support.
Click here to exit quickly