No Interest Loans helping Steven to live comfortably and save for the future

The past three decades haven’t been easy for 58-year-old Steven Dewhirst. Multiple bouts of cancer have meant he’s been unable to work and relies on a disability pension for day-to-day-living.

But No Interest Loans have helped Steven to live a more comfortable life.

“I came across No Interest Loans about ten years ago and since then I’ve had a few loans, through local provider Uniting Communities.

“I’ve installed air conditioning and had solar panels installed, which is good for the environment and saves me money in the long run,” Steven explained.

“Working with Uniting communities, I’ve also learnt a lot about budgeting and saving, which is helping me plan for the future and work towards new goals.”

Steven said without access to No Interest Loans, he simply would have gone without.

“Being able to access No Interest Loans has made such a big difference to my life – it’s hard to imagine what life might be like otherwise.”

“The loan repayments are so affordable – I’ve been able to pay off each loan quickly, which has improved my overall credit rating.”

“Whether it’s a one-off, or you take out a No Interest Loan regularly, it can really help you access the things you or your family need without adding any financial pressure.”

To find your local No Interest Loans provider visit:
goodshepherdmicrofinance.org.au/our-network/

No Interest Loans help Hilary stay on track

A few years ago, owning a brand-new washing machine and fridge seemed unachievable for 46‑year-old Hilary Seith. But that all changed when she discovered No Interest Loans through her local provider, Uniting Communities.

“When my fridge broke down, I didn’t have the money to replace it, and I was searching for finance options. They were all so expensive,” Ms Seith explained.

“I came across No Interest Loans and thought it was almost too good to be true, but I contacted Uniting Communities, and within a few days my loan was approved, I was able to choose my new fridge and it was delivered to my door.”

Hilary said No Interest Loans came with no interest, and no judgement.

“The people at Uniting Communities are genuinely there to help people access the things they need for themselves and their families, without going into debt,” Hilary said.

“It’s reassuring to know that there are affordable finance options available to people on low incomes.”

To find your local No Interest Loans provider visit:
goodshepherdmicrofinance.org.au/our-network/

Good Money helping make Lee’s house a home

61-year-old Lee Johns has a simple dream – to leave his house in Cairns to his niece. With the help of the Good Money store in Cairns, he’s making sure the house stays in tip top shape.

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Lee Johns completing repairs on his home using a NILS loan from the Good Money store in Cairns

Through the Good Money store, Lee has been able to access no-interest loans which has enabled him to replace appliances, install new lighting and fans.

“I love my little house and I try to keep up with the maintenance and repairs, but it can be tough to do when you’re living a limited income,” Mr Johns said.

“Being able to take out a no-interest loan has meant I’ve been able to do things to the house that have made it safe and more comfortable, without the stress of repaying a bank loan and all the interest that goes with it.”

Lee said the staff at the Good Money store made the process simple and easy.

“The staff the Good Money store are wonderful – they help me with my loan applications and make sure the repayment plan is affordable for me.

“Without the Good Money store, I wouldn’t be able to afford to make improvements to my house. It makes me proud to know I’ll be able to give my niece a home to call her own.”

 

Are you wanting a loan to avoid the sharks? Visit a Good Money store near you.

Good Money Southport helping Fern avoid the sharks

A few years ago, 38-year-old Fern Hunter was facing a financial dilemma. Her partner had broken his leg, her car registration was due, and she needed to keep it on the road to get herself and her partner to medical appointments.

Fern was searching online for ways to make ends meet when she came across the Good Money store at Southport.

“The website mentioned no-interest loans for low income earners – at first I thought it was too good to be true, but I was running out of options, so I gave them a call.

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Fern Hunter applying for a NILS loan with store manager, Patricia Phillips, in the Good Money store Southport.

“The staff were so welcoming and helpful. They explained everything about the no-interest and low interest loan options, helped me complete my application, and within a couple of days, my loan was approved and my car rego was paid,” Ms Hunter said.

Fern has taken out a no-interest loan each year since then to pay for her car registration.

“Without access to a no-interest loan, my only options would be to go to a payday lender which is scary, or just let the registration lapse, which just isn’t an option for us.

“With a no-interest loan, the repayments are so easy and affordable, and the staff at the Good Money store help you create a budget, so I’ve learnt a lot about managing my finances too.”

Fern encouraged anyone struggling to make ends meet to consider a no-interest loan.

“Whether it’s your car rego, or you need a new washing machine, or the kids need uniforms to go back school, a no-interest loan can be a lifeline without adding any financial pressure.”

 

Are you wanting a loan to avoid the sharks? Visit a Good Money store near you.